Our goal is to become one of your most trusted advisors. We know that trust is earned, and we devote ourselves to keeping promises and delivering services that will maintain that trust. We hope you will rely on us to help you prepare to meet life's challenges.

We know financial security is one key to a successful life. Yet we understand that while money can provide freedom, security and happiness, it can also produce fear, anxiety and disappointment. We believe that knowledge is power and money is powerful. We seek to help clients become happier, healthier and wealthier by coordinating both knowledge and money.

Our Approach

At AFA, we emphasize your interests, your well-being and your peace of mind. We have built a strong reputation for providing sound fee-based financial planning and capital management. (Investment Advisory Services offered by Terry Welsh & Duncan Frazier through The Planner's Network, a Registered Investment Adviser) We are wealth managers and not simply investment managers because we realize it is impossible to manage investment markets. Recognizing that, we understand that we are charged with the responsibility of managing client expectations about their wealth.

We advise our clients that sound and consistent financial habits are the key to financial security. Our goal is to provide you with comprehensive, objective advice appropriate for your particular situation, and to that end we devote ourselves to getting to know you. We recognize that each person is different, and we carefully listen before developing strategies suitable for a particular situation. Once we understand who you are, we are able to design a financial plan consistent with your needs and goals.

When confronting the complex world of financial products, services and advice, AFA's objective is to help our clients understand what is appropriate and what works best for them. We give straight answers to tough questions, while aggressively pursuing your best interests.

Our Expertise

AFA personnel have extensive experience in business, financial planning and related fields, which allows them to give qualified, competent advice on financial matters. Each associate is expected to maintain a rigorous schedule of continuing education and remain current on relevant financial issues.

The entire AFA team is also well schooled in ethics governing successful financial planning: honesty, strict confidentiality and utmost concern for client interests.

In addition to highly qualified personnel, AFA uses sophisticated planning technology in our comprehensive financial analysis and plan modeling. This information assists us in developing a financial plan specific to each client. This combination of educational and technological skills enhances the opportunity for clients to succeed in their quest for financial independence.

Fees

At AFA, Mr. Welsh and Mr. Frazier coordinate a team of other qualified professionals, including attorneys and accountants, as required. Their services are available via commission, a fee, and/or a fee-offset basis. The method of compensation is agreed upon in advance. Terry Welsh and Duncan Frazier maintain their Investment Adviser registrations with The Planner's Network (TPN), a Registered Investment Adviser. Terry Welsh and Duncan Frazier maintain their FINRA registration and licenses through NATIONAL PLANNING CORP., a Registered Broker-Dealer, member FINRA & SIPC, to provide their services and/or other brokerage services and discloses these material facts, which are relevant to the Client / Planner relationship, based on the services and/or products provided and method or methods of compensation agreed upon. All compensation received is fully disclosed.